Horse Farms REAL ESTATE

Southern Pines, NC 

APPROXIMATE CLOSING costs*

~ information from zillow.com

Utilities

Progress Energy (electric): 800-452-2777


Water/Sewer

Pinehurst/West End: 910-947-6315

Southern Pines: 910-692-2206

Whispering Pines: 910-949-2010


Gas

Ferrellgas: 910-944-1087 (gas)

North Carolina Gas: 800-275-6264 (gas)

Concierge

Phone/Cable/Internet

AT&T: 800-222-0300 (phone)

Sprint: 910-864-9011 (phone)

Alltel: 910-944-2301 (phone)

Time Warner: 910-692-6684 (cable)

Charter Cable: 800-672-2545 (cable)


Real Estate Closing Attorneys

Buck Adams: 910-295-1700; Fax (295-1612)

Craig Phifer: 910-692-5100; Fax (692-2259)

Robert Friesen: 910-692-4900; Fax (692-4286)

Direct TV - Use my name and address and save $10/month (see below)

The Lowdown on Closing Costs


When you get a mortgage, you will need to pay closing costs, which are fees – charged by lenders and third parties -- related to the purchase of the home. So, in addition to owing the lender the down payment on the home and the principal and interest related to the mortgage, you will also owe the lender and third parties closing costs, which you usually pay at the time that you close on your mortgage. Most of the time, it is the home buyer who pays the closing costs, rather than the seller, though on some loans such as VA loans, the seller pays a portion of these costs.


How much will you pay in closing costs?


Typically, home buyers will pay between about 2 and 5 percent of the purchase price of their home in closing costs. So, if your home cost $150,000, you might pay between $3,000 and $7,500 in closing costs. On average, buyers pay roughly $3,700 in closing costs, according to a recent survey. Lenders are required by law to give you a good faith estimate (GFE) of what the closing costs on your home will be within three days of when you apply for a loan. But these are just an estimate, and many of the fees listed on the GFE can legally change by up to 10 percent, potentially adding thousands of dollars to your final closing cost bill. Within a day of your closing, the lender should give you a HUD-1 settlement statement, which outlines closing costs. Compare this to your GFE and ask the lender to explain what each line item on your closing costs is and why it is needed. Often, many of the fees that make up closing costs are negotiable, and some are completely unnecessary, especially things such as high administrative, mailing or courier costs charged by your lender. If the closing costs come in high, you can walk away from the loan; there are plenty of lenders who might be willing to offer you lower closing costs.


What Are Buyer's Closing Costs and How Much Are They Typically?

closing costs

additional iNFORMATION

Appliance Purchases

Kee's Appliance: 910-944-8887

Keith’s Maytag: 910-944-9200

Lowe’s: 910-693-1010

Sears: 910-944-2313


Auto Insurance

State Farm Jim Leach: 910-215-8150


Blinds Chic Designs: 919-353-2144

Comfort Made Blinds: 910-295-6604


Cabinets Kitchens/Baths

Brooks Cabinetry: 910-639-1480

David Clements: 910-695-3308

Eudy’s Cabinets: 704-888-4454

James Beddingfield: 910-692-7182


Car State Inspection
PJ's Auto Care/Tires  (910) 692-3944


Carpeting

Gulistan Carpet Outlet: 910-944-6204

Carpet Rug outlet: 800-462-7745

Southern Carpet: 910-295-8097


Concrete and Brick Work

Chad Goodwin: 910-295-1094

Carolina Curb: 919-280-6767


Contractor Licensed

Barry Leonard: 910-639-1007

Scott Tortora


Computer Services

Allen Lee: 910-215-5517

Best Buys (Geek Squad): 800-433-5778


Custom Closets

California Closets: 910-692-6970


Electricians

Roger Seago: 910-690-3586

Southern Pines Electric: 910-692-0622

David Mull Electric: 910-245-4355


Foundation Work/Chimney Separation Repairs RamJack: 919-309-9727


Furnace Service

Air Specialties: 910-944-2526

Carolina Climate Control: 910-947-2823


Granite/Marble Countertops 
S&D Granite & Marble Inc.: 910-944-3270 

Handyman/Home Remodeling

Bascom Johnson 910-603-2672 

Henry Adkins: 910-494-8507

John Alger: 910-639-0097

​Steve Terrell: 919-528-2978

Fred Morrison: 910-295-5898


Hardwood Floor Refinishing 

Bascom Johnson 910-603-2672

Luther 910-639-1347


Heating & Air Conditioning

Four Seasons: 910-235-0606

Carolina Climate Control: 910-947-2823


Home Cleaning

Elaine Woodruff: 910-690-9975

Susan Key: 910-315-2565

Kathleen: 910-295-4673

Lesa’s Cleaning Service: 910-281-5543

Take Care: 910-255-0088

Teeple’s Touch: 910-673-1932

Terrell: 910-718-1762


Home Inspections 
All-Pro Inspections: 910-693-0122  
AmeriSpec: 910-849-0620
Payne Inspections(910) 986-8578  


Home Insurance

State Farm Jim Leach: 910-215-8150


Home/Auto Insurance

Jim Leach (State Farm): 910-215-8150


Land Surveyor  
Associates  910-255-0420
Strother Surveying  910-875-8081


Lawn Cleanup/Service

Tim's Yard Service: 910-673-9273

Tony Trolio: 910-245-4194

Town & Country: 910-673-5296

Twinscape: 910-948-2386


Locksmith

Aberdeen Lock: 910-944-9406

Pro Lock & Key: 910-944-1055


Lot Cleaning

Doug Williams: 910-673-2810

Skeet Douglas: 910-947-5228


Moving Company

Sam Byers (Atlas): 704-528-9596

M. M. Smith (Allied): 800-764-8466

On The Move (Local): 910-639-9010


Painting/Wallpapering 
John Upton: 910-992-6409 
Aberdeen Paint: 910-692-4451 
Federmack Painting: 800-724-6856 



Pest Control 
Hines Pest Control: 910-244-2669 
Aberdeen Exterminator: 901-944-2474 


PERC Testing

Moore County: 910-947-6283


Plumbing

John Cole's: 910-639-4933

Adam Ingram: 910-690-5772

Frank Israel: 910-692-8727


Pool/Spas

Service Pools, Etc.: 910-944-7581

Vass Swimming Pools910-246-0888


Roof Repair/Replacement

​Elite Roofing  757-0505

Barry Leonard: 910-639-1007

Moore CountyRoofing: 910-916-7809


Septic Cleaning/Inspection

Marlin Septic: 910-295-1899

Surveys Blue Land: 910-692-6461

Stephen Sheffield: 910-255-0420


Stone Mason
Gary Volk/East Carolina Masonary (910) 783-8591


Storage Units - Southern Pines

James Carpenter: 910-315-3442


Stucco Inspection
Carolina Speciatiies  919-703-5011

Stucco Repair
John Fields      910-215-7549


Tax Preparation

Sandhills Accounting Pat: 910-695-0147


Tile Work

Suddreth Tile: 910-315-2473

Henry Key: 910-235-0679


Tree Removal Service 
Hearthwood Tree Removal: 910-246-2300 
Piedmont Land Management  704-363-6863 
Southern Pines Tree Service: 910-695-7299


Vet/Kennel

Animal Health Center: 910-692-4201

Cin-Lar Kennel: 910-947-3264


Water Testing

Carolina Envir.: 910-775-1880

Aqua Tech: 910-776-5999


Woodpecker Inspection (empty lots)

Jay Carter Associates: 910-695-1043


Window Repair

 Tim MvVicker   910-257-1083