Phone/Cable/Internet
AT&T: 800-222-0300 (phone)
Sprint: 910-864-9011 (phone)
Alltel: 910-944-2301 (phone)
Time Warner: 910-692-6684 (cable)
Charter Cable: 800-672-2545 (cable)
Real Estate Closing Attorneys
Buck Adams: 910-295-1700; Fax (295-1612)
Craig Phifer: 910-692-5100; Fax (692-2259)
Robert Friesen: 910-692-4900; Fax (692-4286)
Utilities
Duke Energy (electric): 800-452-2777
Water/Sewer
Pinehurst/West End: 910-947-6315
Southern Pines: 910-692-2206
Whispering Pines: 910-949-2010
Gas
Ferrellgas: 910-944-1087 (gas)
North Carolina Gas: 800-275-6264 (gas)
Direct TV - Use my name and address and save $10/month (see below)
The Lowdown on Closing Costs
When you get a mortgage, you will need to pay closing costs, which are fees – charged by lenders and third parties -- related to the purchase of the home. So, in addition to owing the lender the down payment on the home and the principal and interest related to the mortgage, you will also owe the lender and third parties closing costs, which you usually pay at the time that you close on your mortgage. Most of the time, it is the home buyer who pays the closing costs, rather than the seller, though on some loans such as VA loans, the seller pays a portion of these costs.
How much will you pay in closing costs?
Typically, home buyers will pay between about 2 and 5 percent of the purchase price of their home in closing costs. So, if your home cost $150,000, you might pay between $3,000 and $7,500 in closing costs. On average, buyers pay roughly $3,700 in closing costs, according to a recent survey. Lenders are required by law to give you a good faith estimate (GFE) of what the closing costs on your home will be within three days of when you apply for a loan. But these are just an estimate, and many of the fees listed on the GFE can legally change by up to 10 percent, potentially adding thousands of dollars to your final closing cost bill. Within a day of your closing, the lender should give you a HUD-1 settlement statement, which outlines closing costs. Compare this to your GFE and ask the lender to explain what each line item on your closing costs is and why it is needed. Often, many of the fees that make up closing costs are negotiable, and some are completely unnecessary, especially things such as high administrative, mailing or courier costs charged by your lender. If the closing costs come in high, you can walk away from the loan; there are plenty of lenders who might be willing to offer you lower closing costs.
What Are Buyer's Closing Costs and How Much Are They Typically?
~ information from zillow.com
Plumbing
Ralph Spatz: (910) 783-5125
John Cole's: 910-639-4933
Adam Ingram: 910-690-5772
Frank Israel: 910-692-8727
Pine Straw Spreading
David King: 910-690-1884
Jose Avalos Martinez: 910-434-2019
Pool/Spas
Service Pools, Etc.: 910-944-7581
Vass Swimming Pools910-246-0888
Power washing / Window cleaning
Dennis clapp 910 986 0034
Roof Repair/Replacement
Elite Roofing 757-0505
Barry Leonard: 910-639-1007
Moore CountyRoofing: 910-916-7809
Poncho Champion: 910-638-0294
Septic Cleaning/Inspection
Marlin Septic: 910-295-1899
Surveys Blue Land: 910-692-6461
Stephen Sheffield: 910-255-0420
Stone Mason
Gary Volk/East Carolina Masonary (910) 783-8591
Storage Units - Southern Pines
James Carpenter: 910-315-3442
Stucco Inspection
Carolina Speciatiies 919-703-5011
Stucco Repair
John Fields 910-215-7549
Tax Preparation
Sandhills Accounting Pat: 910-695-0147
Tile Work
Suddreth Tile: 910-315-2473
Henry Key: 910-235-0679
Tree Removal Service
Hearthwood Tree Removal: 910-246-2300
Piedmont Land Management 704-363-6863
Southern Pines Tree Service: 910-695-7299
Vet/Kennel
Animal Health Center: 910-692-4201
Cin-Lar Kennel: 910-947-3264
Water Testing
Carolina Envir.: 910-775-1880
Aqua Tech: 910-776-5999
Woodpecker Inspection (empty lots)
Jay Carter Associates: 910-695-1043
Window Repair
Tim MvVicker 910-257-1083
Hardwood Floor Refinishing
Bascom Johnson 910-603-2672
Luther 910-639-1347
Upchurch Floors: 910-948-3302
Heating & Air Conditioning
Four Seasons: 910-235-0606
Carolina Climate Control: 910-947-2823
Home Cleaning
Elaine Woodruff: 910-690-9975
Susan Key: 910-315-2565
Kathleen: 910-295-4673
Lesa’s Cleaning Service: 910-281-5543
Take Care: 910-255-0088
Teeple’s Touch: 910-673-1932
Terrell: 910-718-1762
Home Inspections
Malcolm McLester: 910-334-0332
Jere McKeithen: 910-690-6631
Mike Ratkowski: 910-675-6019
Home Insurance
State Farm Jim Leach: 910-215-8150
Home/Auto Insurance
Jim Leach (State Farm): 910-215-8150
Home Remodeling
Bascom Johnson: 910-603-2672
Irrigation Systems
Williams Irrigation: 910-215-6434
Land Surveyor
Associates 910-255-0420
Strother Surveying 910-875-8081
Lawn Cleanup/Service
Tim's Yard Service: 910-673-9273
Tony Trolio: 910-245-4194
Town & Country: 910-673-5296
Twinscape: 910-948-2386
Locksmith
Aberdeen Lock: 910-944-9406
Pro Lock & Key: 910-944-1055
Lot Cleaning
Doug Williams: 910-673-2810
Skeet Douglas: 910-947-5228
Moving Company
Sam Byers (Atlas): 704-528-9596
M. M. Smith (Allied): 800-764-8466
On The Move (Local): 910-639-9010
Painting/Wallpapering
John Upton: 910-992-6409
Aberdeen Paint: 910-692-4451
Federmack Painting: 800-724-6856
Pest Control
Hines Pest Control: 910-244-2669
Aberdeen Exterminator: 901-944-2474
PERC Testing
Moore County: 910-947-6283
Appliance Purchases
Kee's Appliance: 910-944-8887
Keith’s Maytag: 910-944-9200
Lowe’s: 910-693-1010
Sears: 910-944-2313
Auto Insurance
State Farm Jim Leach: 910-215-8150
Blinds Chic Designs: 919-353-2144
Comfort Made Blinds: 910-295-6604
Cabinets Kitchens/Baths
Brooks Cabinetry: 910-639-1480
David Clements: 910-695-3308
Eudy’s Cabinets: 704-888-4454
James Beddingfield: 910-692-7182
Car State Inspection
PJ's Auto Care/Tires (910) 692-3944
Carpeting
Gulistan Carpet Outlet: 910-944-6204
Carpet Rug outlet: 800-462-7745
Southern Carpet: 910-295-8097
Upchurch Floors: 910-948-3302
Concrete and Brick Work
Chad Goodwin: 910-295-1094
Carolina Curb: 919-280-6767
Contractor Licensed
Barry Leonard: 910-639-1007
Scott Tortora
Computer Services
Allen Lee: 910-215-5517
Best Buys (Geek Squad): 800-433-5778
Custom Closets
California Closets: 910-692-6970
Electricians
Roger Seago: 910-690-3586
Southern Pines Electric: 910-692-0622
David Mull Electric: 910-245-4355
Foundation Work/Chimney Separation Repairs RamJack: 919-309-9727
Furnace Service
Air Specialties: 910-944-2526
Carolina Climate Control: 910-947-2823
Golf Cart Repair:
Rodney Cart Repair. 910-690-5235
Granite/Marble Countertops
S&D Granite & Marble Inc.: 910-944-3270
Handyman/Home Remodeling
Bascom Johnson 910-603-2672
Henry Adkins: 910-494-8507
John Alger: 910-639-0097
Steve Terrell: 919-528-2978
Fred Morrison: 910-295-5898
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